Does insurance cover Invisalign?” is a common question among individuals considering orthodontic treatment. In the realm of dental insurance, coverage for Invisalign can be somewhat nuanced. Some plans offer partial coverage, while others treat it comparably to traditional braces. Your insurance plan, the specifics of your orthodontic needs, and the type of clear aligners prescribed for your treatment all play a role in determining whether insurance will cover some or all of the expenses for your Invisalign journey.
Let’s explore the details of insurance coverage for Invisalign to help you navigate your orthodontic options more confidently.
Does Insurance Cover Invisalign for Kids?
Many dental insurance plans include coverage for orthodontic treatment for children below 18 years old, including Invisalign and other orthodontist-prescribed clear aligners.
Similar to the coverage for braces treatment, insurance companies may pay a percentage or a fixed amount toward Invisalign or clear aligner treatment. Additionally, there might be limitations on coverage, such as an annual or lifetime cap, for orthodontic treatment.
Does Insurance Cover Invisalign & Clear Aligners for Adults?
While certain dental insurance plans may exclude coverage for orthodontic treatment in adults, those that do typically provide benefits for Invisalign or clear aligners.
Coverage policies vary among insurance providers and plans. Some plans may only cover aligners provided by orthodontists, while others may contribute to the costs of at-home clear aligners.
If your insurance plan doesn’t include coverage for the aligner treatment you prefer, consider exploring alternative options:
Payment Plans:
Many orthodontists and aligner providers provide financing or payment plans to help spread out the cost of treatment.
Health Insurance Coverage:
Adults may sometimes qualify for orthodontic coverage through their health insurance plan, particularly if the treatment is deemed medically necessary.
Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA):
These accounts permit you to set aside pre-tax funds for medical expenses, including aligners for Invisalign, offering a tax-efficient way to cover treatment costs.
Cost of Invisalign With and Without Insurance
The coverage provided by your insurance for orthodontic treatment varies based on your provider and plan. Insurance may contribute a percentage or fixed amount toward the total cost of your chosen treatment option.
Invisalign: The cost of Invisalign treatment varies significantly depending on the complexity of your treatment plan and the selected provider. For mild cases requiring only five aligners, the cost may be around $1,500, excluding orthodontist procedure fees. However, more severe or complex treatment plans could exceed $8,500.
Are Invisalign & Aligners More Affordable Than Braces?
When comparing the cost of orthodontic treatments, traditional metal braces offer the most budget-friendly option, ranging from $3,000 to $7,000. The cost may vary based on the complexity and severity of the dental issue being addressed.
Ceramic braces, often referred to as “invisible” braces due to their clear or tooth-colored hardware, are slightly more expensive, ranging from approximately $4,000 to $7,400.
Lingual braces, which are attached to the back of the teeth and not visible from the front, tend to be the most expensive option, with prices ranging from $8,000 to $10,000 or more.
Determining whether Invisalign is cheaper than braces depends on various factors. Depending on the treatment plan, the cost of Invisalign treatment can vary widely, from $1,500 to $8,500 or more. Additionally, it’s essential to consider the type of braces being compared to the pricing.
Clear at-home aligners generally offer a more economical option compared to braces. With prices ranging from approximately $900 to $2,500, they are often more affordable than many Invisalign treatments as well.
Get the Best yet Affordable Treatment at Capitol Square Dental in Columbus, Ohio
Discovering whether insurance covers Invisalign can significantly influence your decision-making process regarding orthodontic treatment. While coverage depends on your insurance plan, many dental insurance policies offer partial coverage for Invisalign treatment. It’s crucial to thoroughly explore your insurance benefits and consult with our experienced team at Capitol Square Dental in Columbus, Ohio, to determine if Invisalign is a good option.
Let us guide you through the process and help you achieve the smile you deserve. Don’t hesitate to reach out to schedule a consultation with Capitol Square Dental today.
FAQ
Does every insurance plan cover Invisalign?
No, coverage for Invisalign varies among insurance plans. Some plans provide partial coverage, while others may not cover it at all.
How can I find out if my insurance covers Invisalign?
Contact your insurance provider or review your plan documents to determine if Invisalign is covered under your dental benefits.
What if my insurance doesn’t cover Invisalign?
If your insurance does not cover Invisalign, our team at Capitol Square Dental can discuss alternative payment options and financing plans to make treatment more affordable.